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Wyoming: car insurance by state

Minimum car insurance each state requires, whether the state is no-fault, and how shared fault affects an injury claim.

Minimum liability (bodily injury per person / per accident / property damage)$25,000 / $50,000 / $20,000
Other coverage you must carryNone beyond liability
Fault systemAt-fault (the driver who caused it pays)
Shared-fault ruleModified comparative: barred at 51% fault or more
Shared-fault lawWyo. Stat. § 1-1-109

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in Wyoming.

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How we checked this

Liability limits were compared across two independent 50-state tables built from state insurance department filings; they agreed for every state. The shared-fault rule comes from a law-firm survey updated June 2026, with 2026 changes in Louisiana and New York confirmed separately. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   From a statute-cited table one detailed source   Under review sources disagree; read the note and the law.