California: medicaid long-term care
The home equity limit, the look-back period for gifts and transfers, and the asset limit for nursing home Medicaid.
Under review| Home equity limit (2026) | No limit |
|---|---|
| Look-back period | 30 months for nursing home Medi-Cal (being phased in; none for home-care waivers) |
| Asset limit (single) | $130,000 single; $195,000 couple (reinstated Jan. 1, 2026) |
California eliminated its asset test in 2024 and brought it back on Jan. 1, 2026, so the look-back rules are changing. Check with your county office.
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in California.
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How we checked this
2026 home equity limits were compared across two Medicaid planning publishers and agree for every state. Asset limits are shown only where sources agree. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.
Cross-checked sources agree Checked on official source confirmed on a government, court or legislature site From a statute-cited table one detailed source Under review sources disagree; read the note and the law.